3949 Hales Ford Rd, Moneta, VA 24121

Smith Mountain Lake - Lakefront Home - One Owner

This charming lakefront home is ready for its next chapter! Nestled on 0.78± acres along the shores of Smith Mountain Lake, it features 47.5 feet of private lake frontage with a dock, covered boat slip, and jet ski lift — the perfect setup for lazy summer days, early morning fishing, or sunset cruises. Located just one mile from Bridgewater Marina, restaurants, and shopping, this property offers both serenity and convenience.

Inside, the large picture windows in the living room flood the space with natural light and provide lake views. The full, partially finished basement provides flexible space for guests, hobbies, or a cozy hangout. 

A detached 2-car garage is heated and cooled, equipped with a 60-amp subpanel, and includes attic storage. The fenced garden is ideal for growing your own produce, fruits, or summer blooms.

Whether you're looking for a peaceful retreat, a full-time lakefront residence, or a smart investment, this home offers an unbeatable location and lifestyle. 

Selling at online auction – bid your price and start your next chapter at the lake!

• Property Tour: Monday, May 19, from 3:00pm - 5:00pm

• Auction end date:  Wednesday, June 11, 2025 at 1:00 PM (soft close). All bidding takes place online

Property details:

• One owner home

• 3 bed, 2 bath

  • 1,300 finished square feet plus a partially finished 1,000sf basement

• Dock with covered boat slip

  • seller reports depth of water at the dock is between 10 - 12'

  • golf cart trail down to the dock as well as walking trail

  • dock was built before AEP permitting was required in 2003 and is grandfathered in. If changes are made to the footprint of the dock permitting would be required at that point.

• 47.5' of lake frontage

• Irrigation system installed with pump from lake

  • water pump for the system is on the dock and is not working and needs to be replaced

• 0.78± acres

• Detached 2 car garage (24'x24')

  • heated and cooled

  • 60 amp subpanel

  • drain in garage floor

• New house roof in 2012 with 30yr GAF Timberline shingles

• Leaf guards on gutters installed in 2025

• Asphalt driveway - installed in fall of 2024

• New LVP flooring throughout in 2024

• Covered wrap around deck 

• Dogwatch hidden fence system

• 8'x14' garden shed conveys with the property as well as the doghouse

• Central A/C

• Heat source: heat pump (outside unit is 2008 model, air handler is 2009)

  • also has 3 wood stoves

• Basement does not have HVAC, but does have a woodstove for heat. 

• Shared community well

  • $50 monthly fee

• Conventional septic

• Electric service by Appalachian Power

• Cable internet

• Moneta (Bedford County) does allow short term rentals with a Zoning Permit applied for annually. 

• Lakeview Estates neighborhood - No HOA 

• Schools

  • Goodview Elementary

  • Staunton River Middle

  • Staunton River High

• House built in 1985

• 2025 real estate taxes: $2,286

Property is being sold subject to seller confirmation. 

Questions? Contact us at 540-337-3446 or info@enlistedauctions.com

Do You Need Financing For This Property?  Contact one of these lenders or use one of your choice. 

Julie Yoder - Integrity Home Mortgage Corp.

Michael Ballew - Union Home Mortgage

Alcova Mortgage - Staunton

There is a 10% buyer's premium added to the high bid to determine the contract price for the property.

• We GUARANTEE A FREE AND CLEAR TITLE

• Real estate and improvements are being sold "as is". Sale is not contingent on buyer's financing, inspections, condition of property, appraisal, etc. (Inspections are welcome and encouraged but must be completed before the auction closes.)

• Financing can be obtained for the property, but the sale is not contingent upon obtaining financing.

• View the sample purchase agreement and all terms under the "Docs" tab at the top of the page

• All property information was pulled from public sources but is not guaranteed. Buyer is responsible to verify any and all information provided.

Terms and Conditions:

• $12,000 nonrefundable deposit is due immediately after confirmation of the final bid with the balance due at closing.

• High bidder agrees to close on the property within 45 days of the auction end date.

• A 10% buyer's premium will be added to the high bid to determine the final contract price.

• Property is sold as is, with seller confirmation of the high bid.

• All information provided by Enlisted Auctions was obtained from sources believed to be accurate but are not guaranteed. Buyer shall rely on their own information, judgment, and inspection of the property.

• See full list of Terms and Conditions under "Docs" tab.

FOR REAL ESTATE AGENTS: If you are a licensed real estate agent, please click here and fill out the broker participation form. This form must be filled out and submitted no later than 5pm EST on June 10, 2025, in order for agent/broker to be eligible for compensation.

• If you would like to schedule a showing for your client text Kervin Yoder at 540-830-9021

For questions contact: 

Sheldon Yoder: 540-908-0938

or 

Kervin Yoder: 540-830-9021