Ben Ladage Auctions Inc. Terms & Conditions We do everything possible to make our auctions fair and transparent. 1. Before bidding on-site, online or by proxy at Ben Ladage Auction Inc. auctions, you must read and accept the Terms and Conditions of Bidding. Read these terms carefully. When you sign your Bidder Registration Agreement, bid live at auction or click the "accept" button online, you enter into a binding legal agreement with Ben Ladage Auctions. 2. Payment for Ben Ladage Auctions are cash, a good check with proper ID, and credit card. A transaction fee of 5% is applied for credit card processing. A returned check or not sufficient funds check will be charged $25 processing fee. 3. All bids submitted to Ben Ladage Auctions are final and irrevocable, whether they are submitted in person, online or by proxy. If you are the highest bidder and the auctioneer announces the lot as sold to you, you are the new owner of that item. All sales are final. 4. Ben Ladage Auction sells each and every item "as is, where is." We make no representations or warranties with respect to the items in our auctions. We recommend that you visit the auction site to inspect any items you'd like to buy before bidding on auction day. You may also send someone to the site to conduct the inspection on your behalf. 5. Ben Ladage Auctions expressly forbids owners and their agents from bidding on any item they have consigned to an auction. This applies to on-site, online and proxy bidding. 6. Every item becomes the responsibility of the new owner as soon as the auctioneer announces that an item has been sold. If you are the highest bidder, you are responsible for insuring your purchase immediately. 7. Registration to bid is free. Ben Ladage Auctions reserves the right to refuse the issuing of a bidding card. 8. A 10% administrative fee (or listed as BP) on all online purchases A. This administrative fee applies to on-site, online and proxy purchases. B. This administrative fee will be waived for purchases made in person at our auctions. 9. Buyers cannot take possession of or remove their purchases from the auction site until the total purchase price (including applicable taxes or fees) has been paid in full. Purchases must be removed from the site by the time specified in the auction catalogue or on the auction details page on this website. 10. Shipping is provided by Ben Ladage Auctions. Upon completion of auction Ben Ladage Auctions will box and weigh items to be shipped and delivered. It is up to the bidder (auction winner) to pay for the shipping of items. 11. To bid in this auction on-line you will need to register with a valid credit card via our secure Auction Flex registration gateway. Credit card is the default payment method. Payment will be deducted from your credit card 72 hours after invoicing if payment by alternative method has not been made 12. Ben Ladage Auctions Inc. are not responsilble for any human or computer errors. 13. All announcements made on sale day shall supersede any prior advertisements. Items sold as is where is with no guarantee unless otherwise stated prior.

Date: Sunday October 20th 2019 Time: 1:00pm Estate of Richard Lane, Virden Il Coin Auction- Nice Silver Live & Online Auction Ben Ladage Auctions Inc. 13575 N. State Route 4, Auburn Illinois Held at our indoor (with A/C & Heat) auction facility Food Available on Site DATE: Sunday October 20th 2019- **1:00PM** Doors open at 11:00AM A wonderful auction featuring coins from 1800's & 1900's. Many lots of silver coins including Morgan & Peace Dollars, Mercury Dimes, Franklin Halfs AND MORE. Featuring a 163oz Silver Bar! This is the 3rd coin auctions of Mr. Lane's wonderful coin collection with more silver than ever! Seller- Richard Lane Estate, Virden IL Owner- Theresa Lane Bidding is available now online and during the auction Winner Bidder pick up - Day of auction or Tuesday October 22nd 1pm - 5pm NO BUYER PREMIUM FOR IN HOUSE BIDDING 10% Buyer's premium will be charged per item for online and absentee bidding. 0% Buyer's premium for onsite bidding. Please read Terms & Condition before bidding Payment for Ben Ladage Auctions are cash, a good check with proper ID, and credit card. A transaction fee of 3.5% is applied for credit card processing. A returned check or not sufficient funds check will be charged $25 processing fee. Shipping- Ben Ladage Auctions will gladly do shipping after the auction. Buyers are responsible for paying for shipping. There can be a Shipping & Handling fee applied plus additional shipping cost. If you are in need of any assistance in online bidding please contact Ben Ladage Auctions prior to the last day of the auction. Ben Ladage Auctions will accept absentee bids on item that will also include the 10% BP. All announcements made on sale day shall supersede any prior advertisements. Items sold as is where is with no guarantee unless otherwise stated prior. Coins are stored offsite Your attendance is greatly appreciated ~ Ben & Staff