Ben Ladage Auctions Inc. Terms & Conditions We do everything possible to make our auctions fair and transparent. 1. Before bidding on-site, online or by proxy at Ben Ladage Auction Inc. auctions, you must read and accept the Terms and Conditions of Bidding. Read these terms carefully. When you sign your Bidder Registration Agreement, bid live at auction or click the "accept" button online, you enter into a binding legal agreement with Ben Ladage Auctions. 2. Payment for Ben Ladage Auctions are cash, a good check with proper ID, and credit card. A transaction fee of 5% is applied for credit card processing. A returned check or not sufficient funds check will be charged $25 processing fee. 3. All bids submitted to Ben Ladage Auctions are final and irrevocable, whether they are submitted in person, online or by proxy. If you are the highest bidder and the auctioneer announces the lot as sold to you, you are the new owner of that item. All sales are final. 4. Ben Ladage Auction sells each and every item "as is, where is." We make no representations or warranties with respect to the items in our auctions. We recommend that you visit the auction site to inspect any items you'd like to buy before bidding on auction day. You may also send someone to the site to conduct the inspection on your behalf. 5. Ben Ladage Auctions expressly forbids owners and their agents from bidding on any item they have consigned to an auction. This applies to on-site, online and proxy bidding. 6. Every item becomes the responsibility of the new owner as soon as the auctioneer announces that an item has been sold. If you are the highest bidder, you are responsible for insuring your purchase immediately. 7. Registration to bid is free. Ben Ladage Auctions reserves the right to refuse the issuing of a bidding card. 8. A 10% administrative fee (or listed as BP) on all online purchases A. This administrative fee applies to on-site, online and proxy purchases. B. This administrative fee will be waived for purchases made in person at our auctions. 9. Buyers cannot take possession of or remove their purchases from the auction site until the total purchase price (including applicable taxes or fees) has been paid in full. Purchases must be removed from the site by the time specified in the auction catalogue or on the auction details page on this website. 10. Shipping is provided by Ben Ladage Auctions. Upon completion of auction Ben Ladage Auctions will box and weigh items to be shipped and delivered. It is up to the bidder (auction winner) to pay for the shipping of items. 11. To bid in this auction on-line you will need to register with a valid credit card via our secure Auction Flex registration gateway. Credit card is the default payment method. Payment will be deducted from your credit card 72 hours after invoicing if payment by alternative method has not been made 12. Ben Ladage Auctions Inc. are not responsilble for any human or computer errors. 13. All announcements made on sale day shall supersede any prior advertisements. Items sold as is where is with no guarantee unless otherwise stated prior.

Frances Bivin Estate Auction, Palmyra IL LIVE AUCTION - Gravely Riding Mower, Peter Wright Anvil, Household & More DATE: Thursday October 10th, 2019 5:00pm BIVIN ESTATE AUCTION IS ON! Rain or Shine!We will sell out of a garage and home Ben Ladage Auctions Inc. auctions@benladage.com Ben Ladage Auctions 217-652-0924 LOCATION: 11558 Blooming Grove Rd, Palmyra IL RIDING MOWER - ANVIL - CROCKS - HOUSEWARES - FIREARMS - JEWELRY - APPLIANCES & MORE BIVIN ESTATE AUCTION IS ON! Rain or Shine!We will sell out of a garage and home Auctioneer Note: This is a small estate disbursement auction featuring nice, clean items. Please plan to be on time. Lawn Mower- Gravely 260z 60" Zero-Turn Riding Mower, Nice! 538 hrs, Model 992105, S/N 000532 Household & Appliances -50" Samsung Flat Screen TV, (2) La-Z-Boy Leather Recliners, Whirlpool Ultimate Care II Washing Machine and Electric Dryer, Whirlpool accubake electric oven, Pyrex & FireKing, White Kitchen Aid Classic Mixer, Beautiful Double Pedestal Kitchen Table w/6 chairs & leaf, 3 piece bedroom set, Linens, Blankets, Bissell Floor Cleaner, Shark vacuum, Household items, Nice homemade furniture, Dresses and night stands, paintings & prints, Kenmore sewing machine, cedar chest, nice full length mirror, Whirlpool microwave, 3 piece blond bedroom set, Wooden beverage cart, silverware set, flatware, Wooden Desk, Couches and chairs, and More Antiques & Collectibles- Emperor Model 120 Grandfather Clock, 74" tall, Jewelry, Antique Post office box, Currier & Ives "Maple sugaring" dish set, quilts, Beautiful claw foot table, Spoon Collection, Crocks & Stoneware, and More Firearms- Winchester Model 1200 12 Gauge Shotgun, 137392; Iver Johnson .410 Single Shot, 51787; J.C Higgins .22LR Rifle, 10116 Tools, Equipment, & Outdoor- Peter Wright Anvil, Delta 16" Scroll Saw, Craftsman 12" Band Saw, Sunex SF12 Drill Press, Ryobi 10" Super Miter Saw, Porter-Cable Model 696 Router Table, Craftsman Jointer Planer, Craftsman Sander, Craftsman 10" table saw, Danuser post hole digger, Forney welder, Tire Changer, tiller, John Deere 5 Bottom Plow 1350/1450, Bench Grinder, Hand tools, lawn sweep, air compressor, bikes, Pipe Clamps, Lathe Knife Tools, 7' Bush Hog, Grader Blade, Harrow, Outdoor Glider chairs, outdoor glider bench, lawn décor, BBQ Grill, and More DATE: Thursday October 10th, 2019 5:00pm Frances Bivin Estate Auction, Palmyra IL Executor: Keith Bivins Auctioneer: Ben Ladage 441.001750 Acceptable forms of payment - Cash or Check. All announcements made on sale day shall supersede any prior advertisements. Any items being sold with a description in regard to condition, age, rarity, origin, etc. are descriptions of opinion only. The bidder accepts full responsibility in determining the value and/or authenticity of the merchandise being sold. All items sold "AS-IS", "WHERE-IS" with no warranties implied. The auctioneer is not responsible for any errors or omissions in the description of the merchandise.