1. REGISTRATION: Bids will be accepted only from registered bidders. Please have valid drivers license present. 2. AUCTION SALE: All bidders are responsible to determine the age, type, description and condition of all aspects of the Real Estate purchased and should inspect before bidding. Each item is auctioned "AS IS, WHERE IS" with all faults in its condition at time of sale without recourse by way of refund, reduction of the purchase price, or otherwise. Bidders should perform such independent investigation with respect to the real property as they deem necessary or appropriate. ALL SALES ARE FINAL. 3. AGENCY: THE AUCTION COMPANY AND ITS REPRESENTATIVES REPRESENT THE SELLER. 4. ANNOUNCEMENTS: Announcements on day of sale take precedence over all prior releases, verbal and written, concerning the auction sale. 5. BIDDING: The auctioneer will determine all bid increments. All decisions by the auctioneer are final. 6. BUYER'S PREMIUM: The buyer's premium on all personal property is 4% of the high bid amount. The buyer's premium will be added to the high bid to determine the final sale price. 7. PAYMENT: See Bidders Packet. $5,000 deposit the day of auction by either cash or bank check. 8. REMOVAL OF PERSONAL PROPERTY: n/a 9. INVENTORY LIST: n/a 10. ASSUMPTION OF RISK: Bidders inspecting the property enter at their own risk. Auction company and seller assume no risk for bodily injury or damage to personal property. 11. WEBSITE: Visit cowley1.com for additional photos and other information. 12. GENERAL: The information contained here is subject to verification by all parties relying upon it. No liability for its accuracy or any errors or omissions is assumed by seller or auction company.